.terms{padding-top:var(--nav-height)}.terms-hero{text-align:center;padding:80px 0 50px}.terms-kicker{letter-spacing:.14em;color:var(--text-muted);text-transform:uppercase;font-size:12px;font-weight:900}.terms-title{font-family:var(--font-display);letter-spacing:-.02em;margin:10px 0;font-size:clamp(2.4rem,5vw,3.5rem)}.terms-sub{color:var(--text-muted);max-width:600px;margin:0 auto}.terms-content{padding:30px 0 90px}.terms-grid{grid-template-columns:2fr 1fr;gap:28px;display:grid}@media (max-width:980px){.terms-grid{grid-template-columns:1fr}}.terms-card{border:1px solid var(--border);border-radius:var(--radius-lg);box-shadow:var(--shadow-sm);-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);background:#fffc;padding:22px}.terms-card+.terms-card{margin-top:16px}.terms-card h2,.terms-card h3{font-family:var(--font-display);margin-bottom:10px}.terms-card p{color:var(--text-muted);line-height:1.7}.terms-list{margin:0;padding:0;list-style:none}.terms-list li{color:var(--text-muted);margin-bottom:8px;padding-left:18px;position:relative}.terms-list li:before{content:"";background:var(--accent);border-radius:999px;width:6px;height:6px;position:absolute;top:9px;left:0}.terms-summary{border:1px solid var(--border);border-radius:var(--radius-lg);box-shadow:var(--shadow-md);background:#ffffffd9;padding:22px}.terms-badge{color:var(--accent);text-transform:uppercase;letter-spacing:.05em;margin-bottom:14px;font-size:12px;font-weight:700;display:inline-block}.terms-actions{flex-direction:column;gap:10px;margin-top:18px;display:flex}.terms-btn-primary{background:var(--primary);color:var(--primary-ink)}.terms-btn-primary:hover{background:var(--primary-hover)}.terms-btn-secondary{border:1px solid var(--border);color:var(--text);background:0 0}.terms-btn-secondary:hover{border-color:var(--accent);color:var(--accent)}.terms-contact{border:1px solid var(--border);border-radius:var(--radius-lg);background:#ffffffbf;margin-top:18px;padding:18px}.terms-contact a{color:var(--accent);text-decoration:none}.terms-contact a:hover{text-decoration:underline}.terms-updated{color:var(--text-muted);margin-top:20px;font-size:13px}